Due to the nature of our cancellation policy, we highly recommend purchasing travel insurance, especially if you’ll be traveling in the winter or with children. As far as insurance providers go, it seems as though guests have a few different options. We don’t recommend any one provider over another, and each reservation is different so what’s best for you might not be best for the next guy. Companies are not listed in any particular order of recommendation:
- We spoke with the guys at Travelguard a few years back and I think they cover cancellation for sickness and road closures, but I don’t believe they offer coverage for emergency evacuation in the backcountry.
- Revelstoke Uniglobe offers “adventure travel” policies that include emergency evac. They a Canadian Company familiar with backcountry hut travel plans, and very easy to communicate with.
From a response emailed to customers:
“The policy should include your travel days in the event there are any scheduled delays or road closures that would prevent you from getting to or leaving your ski adventure. Should these delays occur and you have a policy in place, you would retain the receipts for unplanned items such as meals, lodging, taxi, phone calls and internet.”
- World Nomads also offers adventure travel policies. I think you have to live 100+ miles from your travel destination to qualify for a policy. I have not personally spoken with them, but they are recommended by Lonely Planet, Nat Geo, etc.
From their website regarding cancellations:
Reimburses for prepaid, non-refundable cancellation charges if you must cancel your trip (after the effective date) due to covered sickness, accidental injury, or death of you, a family member or traveling companion; inclement weather, unforeseen natural disaster at home or at your destination, strike or other covered reasons. Refer to the certificate / policy for complete details.”
- Members of the American Alpine Club enjoy certain travel insurance benefits including emergency evacuation, but I’m not sure that they cover trip cancellation.
*Fine print: Please note that we do not work in conjunction with, or suggest any insurance provider over another. Any information we offer is only based off what we have found by doing a simple google search, and is meant to point our guests in the direction of finding a provider that will best suit individual needs. It’s ultimately the responsibility of the policy purchaser to scrutinize any insurance policy before purchasing, and make sure the policy covers any specific situation, including cancellations, sickness, and injury before or during a trip.*